Enterprise Risk Management
A holistic approach to protecting your organization
Reducing Total Cost of Risk
Risk Management is the art and science of reducing the exposure to loss. This offers two benefits: fewer loss incidents and better treatment in the marketplace. Both are key to lowering to total cost of risk. Both are delivered by our Property Risk Management and our Casualty Risk Management practices.
Property Risk Management Services
- Loss prevention techniques and Safety training
- Property risk advocacy to assist you in understanding specific exposures from both operational and financial perspectives
- Risk analysis and risk planning assistance
- Interpreting insurance carrier concerns
- Project management assistance to develop specifications for HPR insurability and recommendations for cost-efficient solutions
- Verifying property (COPE) data for marketing
- Business continuity planning
- Negotiating risk improvement plans and third-party engineering services
- Utilizing state-of-the-art modeling software, developing PML figures and annual aggregate loss projections for the perils of catastrophic events
Casualty Risk Management Services
- Safety education and monitoring services
- Workers' Compensation safety program development and implementation
- Assistance with OSHA and PEOSHA compliance
- Product liability risk control consulting
- Construction Safety Services
- Ergonomics evaluations
- Cumulative injuries/repetitive motion injury and exposure assessments
- Customized training programs
- Motor vehicle programs
Our ERM Philosophy
ERM is not just a service—it is a partnership. We operate by the principle:
"All for one, and one for all."
Our team works with your administrators, principals, department heads, and staff to:
Educate
Create awareness
Drive accountability
Key Components of Our ERM Services
Why ERM Matters
Lowers claim frequency and severity
Improves workplace safety
Strengthens communication across departments
Reduces long-term insurance costs
Helps leadership make informed decisions
Protects the organization, staff, and community